Merchant Services & Payment Technology
Smarter Payment Processing. Built Around Your Business.
Accept payments in-store, online or on the go with flexible pricing, modern technology and real support.
Tap to Pay
Accept contactless payments from a compatible smartphone.
Flexible Pricing
Choose a pricing structure suited to the business.
Modern POS
Restaurant, retail and mobile POS options.
Online Payments
Accept payments beyond the physical counter.
Real Support
Help when merchants actually need it.
Accept payments your way
One Payment Partner. Multiple Ways to Get Paid.
From the counter to the field to the checkout page, we help match the business with the right payment acceptance method.
Tap to Pay
Turn a compatible iPhone or Android device into a contactless payment acceptance device without requiring a traditional terminal.
Learn About Tap to PaySmart Terminals
Modern Dejavoo and Valor payment devices provide countertop, wireless and mobile payment options for businesses that need dependable in-person acceptance — including EMV chip and contactless acceptance depending on equipment and configuration.
Explore TerminalsPoint of Sale
LINGA POS solutions for restaurants and retail businesses needing more than a basic terminal.
Explore POS SystemsVirtual Terminal
Accept payments securely from a computer or browser for phone orders, remote transactions and professional-service businesses.
Explore Virtual TerminalOnline Payments
Provide payment links, hosted payment experiences and ecommerce payment acceptance.
Explore Online PaymentsRecurring Payments
Support recurring and scheduled payments for memberships, subscriptions and repeat customers where available.
Explore Recurring PaymentsAlready processing?
Already Processing Cards? That's Exactly Where We Start.
You don't have to guess whether your current processor is competitive. Send us a recent merchant statement and we'll help break down how you're currently being charged, identify potential areas for improvement and determine whether a different pricing or technology structure makes sense for your business.
Understand What You're Paying
Merchant statements can contain interchange, processor markups, transaction charges, monthly fees and other costs. We help organize the numbers so you can understand your current processing structure.
Compare the Options
We'll evaluate whether Interchange Plus, Dual Pricing or another available pricing structure may be a better fit for the way your business accepts payments.
Evaluate the Technology
Processing isn't only about rates. We'll also look at how you're accepting payments today and whether Tap to Pay, a modern terminal, POS system, virtual terminal or online payment solution could improve the setup.
Already processing? Start with your current statement. New business? We'll help you choose the right setup.
Why 1 Funding Source
More Than a Rate Quote. A Better Payment Setup.
Statement Analysis
We start by understanding what you're paying today instead of quoting blindly.
Flexible Pricing
Explore pricing structures including Interchange Plus and properly configured Dual Pricing programs based on business needs and eligibility.
Hardware Optional
Businesses that don't need a traditional countertop terminal can explore compatible Tap to Pay solutions.
Modern POS Technology
Restaurant, retail and service businesses can access technology ranging from smart terminals to advanced LINGA POS solutions.
Online + Remote Payments
Accept qualifying payments beyond the physical counter through available virtual terminal, hosted payment and online payment solutions.
Personal Guidance
Instead of forcing every business into the same setup, we help identify the payment technology and pricing structure that fits the way the business operates.
Before and after
Processing Shouldn't Be Harder Than It Needs to Be.
The Old Way
- Confusing monthly statements
- Outdated countertop-only equipment
- Limited mobile payment options
- Multiple disconnected systems
- Generic pricing structure
- Difficulty understanding fees
A Smarter Setup
- Clear statement analysis
- Tap to Pay where appropriate
- Modern terminal and POS options
- Online and remote payment solutions
- Multiple available pricing structures
- Technology selected around the business
Hardware optional
Your Phone Can Be Your Payment Terminal.
For mobile businesses, contractors, service professionals, events and businesses that don't need a traditional countertop terminal, Tap to Pay provides a simple way to accept contactless payments from a compatible smartphone.
- No traditional terminal required
- Accept eligible contactless cards
- Accept supported digital wallets
- Ideal for mobile and field-service businesses
- Fast setup
- Payments wherever business happens
Device compatibility varies. Not every phone or operating system supports contactless acceptance.
Point of sale
More Than Payments. Run the Business From the POS.
LINGA Restaurant & Retail POS
An advanced point-of-sale option for restaurants and retail businesses that need more than a payment terminal — from order entry to reporting across locations.
- Point of sale and handheld ordering
- Kitchen display systems and online ordering
- Inventory, table management and staff scheduling
- Customer-facing displays, loyalty and gift cards
- Reporting dashboards, multi-location management and kiosks
Dejavoo Payment Technology
A flexible payment-terminal and payment-software platform for merchants who need dependable acceptance in person, online and on the move.
- Countertop and wireless terminals
- Tap to Pay and virtual terminal
- Payment links and hosted payment pages
- Recurring billing and real-time reporting
- Dual Pricing capabilities and QuickBooks-connected payment workflows
Valor Smart Payment Solutions
Valor offers a flexible family of payment devices for merchants that need everything from simple mobile card acceptance to advanced countertop and wireless payment technology.
- Countertop and wireless payment devices
- Mobile EMV payment options
- EMV chip and contactless acceptance
- Android and Linux-based device options
- Dual Pricing and Multi-MID capabilities on compatible devices
- QuickBooks integration and business-management tools on supported configurations
Features vary by device, configuration and merchant program.
Explore Valor OptionsEquipment availability and feature sets vary by merchant, program and underwriting. Third-party product names are trademarks of their respective owners.
Pricing options
Payment Pricing That Fits the Way You Do Business.
Pricing varies based on business type, transaction method, volume, risk and underwriting.
Dual Pricing / Cash Discount
Reduce the Impact of Card Processing Costs
Dual Pricing allows a properly configured merchant to present different pricing based on payment method, potentially offsetting a substantial portion of card-processing expense.
- Designed to reduce merchant processing expense
- Clear pricing displayed to customers
- Available on compatible payment technology
- Useful for many card-present businesses
- Configuration based on program requirements
Interchange Plus
Transparent Cost-Plus Pricing
With Interchange Plus, underlying interchange and applicable network costs are passed through and the processing provider adds an agreed markup. This makes it easier to separate underlying card costs from processor pricing.
- Transparent pricing structure
- Easier statement comparison
- Appropriate for many established merchants
- Customizable based on transaction profile and volume
Simple / Flat Pricing
Simple, Predictable Pricing
For qualifying businesses that value simplicity, flat pricing options may be available.
- One straightforward structure to follow
- Helpful for lower-volume or newer businesses
- Availability subject to underwriting
Accounting workflows
Connect Payments With the Books.
Spend less time moving transaction information between systems and more time running the business.
STEP 1
Accept Payment
STEP 2
Record Transaction
STEP 3
Sync Data
STEP 4
Reconcile
- QuickBooks-connected payment workflows
- Reduce duplicate data entry
- Improve reconciliation
- Centralized transaction visibility
- Online and in-person payment data
- Solutions for professional-service businesses
Online & remote payments
Get Paid Even When the Customer Isn't Standing in Front of You.
Virtual Terminal
Take eligible card-not-present payments from a secure browser-based interface.
Payment Links
Send a customer a payment link through supported digital channels.
Hosted Payments
Provide customers a secure online payment experience.
Recurring Billing
Automate qualifying repeat-payment schedules.
Industries
Payment Solutions Built Around How You Do Business.
Restaurants
POS, handhelds, tableside payments, kitchen displays, online ordering and integrated payments.
Learn moreContractors & Field Services
Tap to Pay, mobile payment acceptance, invoicing-related workflows and remote payment options.
Learn moreProfessional Services
Virtual terminal, recurring payments, online payments and QuickBooks-connected workflows.
Learn moreMedical & Wellness
Flexible in-person and remote payment acceptance for qualifying businesses.
Learn moreSpecialized Merchant Accounts
Businesses that need more individualized underwriting and payment-processing support. Approval and terms are subject to underwriting.
Learn moreSwitching processors
Switching Doesn't Have to Be Complicated.
Review
We learn how the business accepts payments today.
Analyze
We review the existing processing statement and identify the right pricing and technology structure.
Configure
We match the merchant with the appropriate terminal, POS, online or mobile solution.
Launch
We help move the business into its new processing environment.
Support
Real Help When Payments Matter
1 Funding Source helps merchants navigate setup, payment technology and account needs, with access to processing and technical-support resources designed to keep payments moving.
Merchant onboarding assistance
Equipment and setup guidance
Processing support
Chargeback and dispute resources
PCI compliance guidance
Technical support availability
Certain support functions are provided with the assistance of our processing, gateway and technology partners rather than performed directly by 1 Funding Source.
See What Better Payment Processing Could Look Like for Your Business.
Send us a recent processing statement and we'll help evaluate your pricing, technology and payment setup.